Changes
- Add real-time earnings sub-tool via Financial Datasets API for latest earnings snapshot and beat/miss
- Improve WhatsApp gateway utils normalization and add tests
- Add self chat and bot chat mode for WhatsApp
- Improve env.example placeholders for API key descriptions
- Fix Gemini tool schema compatibility (avoid exclusiveMinimum errors)
Fixes
- Fix memory search: use OR in FTS queries and lower minScore so search returns results
- Fix memory: make search the single source of truth for memory recall